Canada’s Greener Homes Grant is Running Out: What Homeowners Need to Know

Key Takeaways/TLDR

  • Only $444 million remains in loan funding as of June 2025

  • At the current rate, the loan program could be fully subscribed by November 2025

  • The Canada Greener Homes Grant is closed and not accepting new applications

  • The loan is first-come, first-served, with no guarantee of future funding

  • Homeowners should book EnerGuide audits and apply now to avoid missing out

  • LUMI Renewables provides end-to-end support, from audit to installation

What Is the Canada Greener Homes Loan?

The Canada Greener Homes Loan is a federal program that offers up to $40,000 in interest-free financing, repayable over 10 years. It’s designed to support energy upgrades like:

  • Rooftop solar panels

  • Battery storage

  • Heat pumps

  • Insulation, windows, and doors

Since its launch in late 2022, over 115,000 Canadian households have used this loan to make their homes more energy efficient.

How Much Funding Is Left?

As of June 17, 2025, according to data obtained by Charge Solar through an Access to Information request:

  • $2.78 billion in total loans have already been committed

  • Only $444 million remains from the most recent $600 million top-up

  • The loan is being consumed at a pace of 3,000 to 3,500 applications per month

  • That means funding could run out by November 2025 unless new money is added

Once the remaining budget is gone, the program will close to new applicants with no guarantee of renewal. The government is currently under pressure to cut spending, so homeowners should not rely on the possibility of future top-ups.

Why This Matters to Solar Customers

The loan is first-come, first-served.
For solar customers, the process of system design, audits, and application submission can take weeks or even months. Delays in securing a pre-retrofit EnerGuide evaluation, which is required for eligibility, can be a major bottleneck. If you’re thinking about going solar, waiting even a month could put you at risk of missing out.

What Homeowners Should Do Now

To take full advantage of the loan before it’s gone:

  1. Book your EnerGuide audit immediately (this is required before applying)

  2. Apply for the loan as early as possible

  3. Don’t assume funding will still be there in a few months

  4. Work with a qualified solar installer who understands the timeline

How LUMI Renewables Supports You

At LUMI Renewables, we stay ahead of the curve so you don’t have to. Here's how we help:

  • Assist with scheduling your pre-retrofit EnerGuide home evaluation

  • Guide you through the loan application process

  • Design and install your solar system on a fast, funding-conscious timeline

  • Coordinate documentation to ensure your project meets program requirements

We also stay connected with national advocacy efforts pushing for extended funding so that Alberta homeowners continue to have access to clean energy financing.

Conclusion

The Canada Greener Homes Loan is still one of Alberta's best financing tools for energy-conscious homeowners. But based on current usage, the funds may not last past fall. Don’t miss your chance to lock in zero-interest financing and take control of your energy costs.

Book your free consultation with LUMI Renewables today
Let us help you secure your spot while funding is still available.

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